New BofA 3% Down no PMI Loan Program
http://www.housingwire.com/articles/36343-bank-of-america-now-offers-3-down-mortgages-without-mortgage-insurance?utm_source=dlvr.it&utm_medium=facebook&utm_campaign=housingwire
View ArticleVA Mortgage Referrals?
My husband wants to start get the ball rolling. A lot of our local credit unions here do not do VA loans and one company (Quicken) that we iniitally went with the girl was so new she didn't know how...
View Articlereceived closing disclosure but no clear to close
Hi Everyone, Our contract says we are closing Monday the 29 of Feb. so the underwriter asked for a bunch of documents and letter of explanation which has been provided. Thursday the 25 we get a...
View ArticleWhere can I find a DTI calculator that allows for the 57% FHA DTI?
So my husband and I both finally have qualifying mortgage scores. I worked extra hard on helping hubby raise his, and now I think he has better credit than I do - HA! Anyway, now the next hurdle is...
View Articlelooking for a mortgage co
looking for a repitable mortgage company in the philadelphia/buck county PA area, can anyone recomend one? so many out there i prefer to go by word of mouth with other people experiences thanks,,,
View ArticleNew Account No Balance Impact Mortgage Closing?
Hello, I am in underwriting for a home loan and have a question about a new account. Prior to entering underwriting I opened a new card with AMEX and but they did not pull my credit, (I have had a...
View Articleapproval chances?
Mortgage Credit Scores: EQ 713, TU 681, EX 695Credit Negatives:Type: Collection- $1220Status: Unpaid Medical collection DOFD: 5/25/14Miscellaneous:8+ years of established creditThin credit file...
View ArticleWorking Toward 640!
Well, today I went to see my LO for the first time and he was awesome! I now have a gameplan as to what I need to do become a homeowner. After running the numbers for different scenarios, best case, I...
View ArticleIRS document showing payoff term
My wife and I are applying for a mortgage. We are in a payment plan with the IRS and did a fair amount of research before we started this process to determine if we would be able to qualify. And it...
View ArticleScheduled pre-approval with LO, quick question/concern for the members here...
I scheduled my appointment for March 12th (very excited/nervous)!I paid off my capitol one credit card of $6100.00 a few weeks ago. I called them to see if they could notify the credit bureaus so my...
View Articlejust trying to plan! But need help
Here it goes... Combined my husband and I make 150,000 a year / I also work part time averaging about 300 a month.. that is not included in the yearly salary because I just started this job. Debts;...
View ArticleMortgage score confusion
So, I am confused as to which 'score' lenders use when applying for a home loan. My Experian FICO is 677, but it shows FICO 2 as 680, Equifax FICO is 647, but it shows FICO 5 as 675, and Transunion...
View ArticleCurious about a VA Mortgage
Howdy! I have a question and wasn't sure if this wasn't the right forum or not! I had to file BK May 2014 due to a loss of a job, it was officially discharged in Sept 2014. Within my BK I reaffirmed...
View ArticleMortgage Scores
Can anyone give me tips on how to move my Mortgage scores? I'm beginging to think this will never happen!
View ArticleCalculating DTI
Bankrate's DTI Calculator put me at about 23%. We have approx $1750 monthly expenses. Our income ranges around $7490 monthly. My credit is fairly good at 680-700 and his is okay at 650-660. How much...
View ArticleHow to raise my mortgage scores?
I see many threads for this but didn't want to hijack or piggyback. My situation is a bit different than most I read I think. I do not have as many credit lines open as others. So here are the stats...
View ArticleMortgage Journey
I wanted to post my timeline and ask some questions since of course I come up with questions after I meet/talk with my broker and real estate agent. Here's my timeline so far: Jan 22nd: Broker pulls...
View ArticleQuestion about NO DOCS home loan.
Hello ,I wanted to ask if it would be possible for me to get a mortgage without Income verification.( self employed )I have never owned a home.Been renting apartment in NY ,same apartment for 11 years...
View ArticleQuestion
I went to a home builder in my area to see about getting a home built. Shortly after getting everything finalized with the home and went to the mortgage company and they approved everything to the...
View ArticleMortgage Credit Checks
I applied for a mortgage pre-approval for the building of a new home. I was approved for the mortgage pre-approval and that credit inquiry from September is the only on on any of my reports. As we get...
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