Do I qualify for FHA loan?

hey, I'm a first time home buyer looking to purchase a home before summer. I will be starting a new job in August and would like to purchase before my employment changes. I am open to any and all suggestions on how to proceed.

Mortgage Credit Scores:  
EX618  TU648 EQ631

1. Credit Negatives:- Medical Collection $413/ Date: 12/11--trying to pfd now

                                            Medical Collection $35    Date 10/12--- Pfd

(I have a collection account with midland credit. It is not appearing on my credit report, but I am still receiving mail and phone calls about this debt, that I know I had previously disputed. Should I pay it just in case?)

                -

7 years of established credit

• Thin credit file( I only have these opened accounts)
• Capitol One: limit 2,000 (late Jan.2015)
• Capitol One: limit 850 (late Jan 2015)
• Credit Builder Loan: limit 2,000 Paid in Full (no lates)

1. Gross Income.  31,000  

1. Source of income-Employment/ salary

1. Monthly debt payments. 
   Credit Cards: $75 month  -HOA/Condo fees. $180( for new home)-Student loans: $100 month

1. Employment
   Type of employment:

• 13 years at my full time job. Three years at my part time. 6 month freelance crafter
• How long have you been in the industry/career field? 13 years

1. Assets/Reserves. 

• Savings-2,000
• Checking-1,000
• Pension-(looking to take a loan from pension for down payment)
• 403b
• Gift possible- 1,000 

1. Location:
   Burlington, County, NJ 
2. Property Description:
   Condo (Foreclosure)
3. Property Value. 
   50K-80k
4. Occupancy. 

Primary residence

• How many people living there- Myself
• Are all mortgage applicants going to be living in the house? Yes

1. Transaction Type First time purchase