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Seeking 1st mortgage

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This is the first time my wife and I are looking to purchase house, now we are settled in Cincinnati

 

My Information

- My Fico Score is 701 pulled by my car dealer - we just got a lease
- No late payments
- 1 inquiry
- UL 79% but paying it off as quick as we can
- No derogatory
- 1 car lease car payment ($201 per month)

- 7 years average accounts

My salary is 153,000 per year
My wife’s salary is 110,000 per year , however her credit is very bad due late on student loans.

 

- Can I purchase a house using just my salary and credit only?
- Do you have any suggests as the best place to get my mortgage from e.g local credit union, Quicken loans and type  ?
- What do you think the possible amount we could approved for


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