This is the first time my wife and I are looking to purchase house, now we are settled in Cincinnati
My Information
- My Fico Score is 701 pulled by my car dealer - we just got a lease
- No late payments
- 1 inquiry
- UL 79% but paying it off as quick as we can
- No derogatory
- 1 car lease car payment ($201 per month)
- 7 years average accounts
My salary is 153,000 per year
My wife’s salary is 110,000 per year , however her credit is very bad due late on student loans.
- Can I purchase a house using just my salary and credit only?
- Do you have any suggests as the best place to get my mortgage from e.g local credit union, Quicken loans and type ?
- What do you think the possible amount we could approved for