Tomorrow I'll be signing contract with Realtor to get my house listed. I am looking to buy a new home in the near future. I haven't started working with the LO yet because I wanted to work on my FICO score. I recently got a judgment removed from TransUnion and Experian (That's another problem. No alerts on the site yet). And working to lower my credit utilization.
Question. How many months in advance do I stop applying for credit cards? My last card was a Amazon Chase card from last Summer. I'm really tempted to go for a Amex because I keeping getting the pre-qualified offers in the mail and verified offers on their site. More credit will help with the utilization percentage. But my ultimate goal is to have a good credit profile for my future mortgage.
What to do?!
Thanks!
