Hi. I am trying to aggressively repair my credit to qualify for a mortgage. This is where I was a week ago:
EQ Fico 8: 598
TU Fico 8: 588
EX Fico 8: 583
The mortgage scores were something like, 613, 623 and 640.
This week's Fico 8 scores dropped but the mortgage scores jumped...a lot! I don't know what to think.
EQ Fico 8: 571
TU Fico 8: 587
EX Fico 8: 575
Mortgage scores: (this week)
EQ Fico 5: 631
TU Fico 4: 642
EX Fico 2: 679
Are these the score banks use for mortgage lending? If so, even though my FICO 8 dropped, should I start talking to a local bank about getting a mortgage? I found my dream house. Help!